by Thunkd
viddy wrote:
Just like in real life, a loan is good to take out if it will get you ahead in the long run, which a loan in Le Havre will almost always do.
And just like in real life you're probably paying more back than you get. So if you make it back enough to offset the extra you pay then it works. The great thing about loans is that they give you an early advantage. But it often comes at the cost of a franc a turn for a large part of the game. If you can manage to avoid a loan and still get a food/money engine going quickly then you are forgoing the early advantage but get the benefit of not having to pay that franc through the game. I'm not saying it's always possible or that it always makes sense. Just that it can and does in certain situations.